Business

Running more than one limited company is common for many owner-managers. You might have a trading company alongside a property company, a separate company for a different service line, a holding company above the group, or an old company kept for a brand name. Each company may have made sense when it was set up.

Salary sacrifice can be a useful way to reduce tax and National Insurance, increase pension savings and access certain employee benefits at a lower net cost. Used well, it can reduce the tax and National Insurance paid on some benefits, preserve allowances that would otherwise be lost, and help build pension savings more efficiently. Used

Capital Gains Tax (CGT) receipts reached a record £24.3 billion in 2025/26, according to HMRC, highlighting the growing tax burden facing UK investors, landlords and business owners. With Capital Gains Tax allowances reduced and tax rates increased, more taxpayers are finding themselves liable for CGT when selling investments, shares, second properties and other chargeable assets.

As we approach the end of the 2025/26 tax year, it is a valuable moment to review what has changed over the past 12 months and what that means for your tax planning. Borrowing costs have begun to ease from recent highs, but interest rates remain relatively elevated by historical standards. Inflation has cooled from

Practical steps to stay in control. Borrowing can fund growth, smooth seasonality and bridge large orders. Problems start when visibility slips, costs jump or deadlines are missed. The goal is simple: know your obligations, keep headroom and act early. This guide sets out practical steps for you to follow: how to build a 12-week cash

Autumn Budget 2025 Facing the Future Summary of key fiscal measures, changes for businesses and individuals, and support for households. Inside this Budget The Autumn Budget 2025 addresses fiscal challenges through targeted tax increases, while also providing support for low-income households and smaller businesses. Introduction & Economic outlook Key business changes Support for businesses Key

Self Assessment rarely sits at the top of anyone’s to-do list. Deadlines creep up, paperwork hides in inboxes and the rules change just enough to raise questions. This guide is here to make the job simpler. It sets out who needs to file, what to gather, how to complete the return and the steps to

A small business guide to IR35 Many small businesses rely on specialist contractors for flexibility and skills. That remains a sound approach, but the tax position needs care. The UK’s IR35 and off-payroll working rules govern when a contractor should be taxed like an employee. Getting this right protects cashflow, avoids interest and penalties, and

HMRC has launched a letter campaign for companies that may have miscalculated corporation tax marginal relief on their returns. Any business receiving a letter must reply within 30 days, even if it believes its return is correct. Ignoring the letter could lead to a compliance check and potential penalties. The campaign focuses on companies with

How to ensure financial success Selling or passing on your business is one of the biggest financial events you will ever face. The decision to step away from a company you have built carries significant cash, tax and lifestyle consequences. With the right groundwork, you can structure the deal to meet your goals, move funds